The Financial Literacy Roadmap for Teens: A Gamified Guide to Saving, Investing and Digital Banking

The Financial Literacy Roadmap for Teens is a gamified approach to teaching teenagers about saving, investing and digital banking. Five levels, 20 challenges, points and badges turn money lessons into something teens actually want to do.

What's inside

• Level 1, Money basics: needs and wants, earning, a first budget, adverts and in-game spending.
• Level 2, Saving: goals, paying yourself first, and an emergency fund.
• Level 3, Digital banking: accounts, cards, banking app habits, safety rules and scams that target teens.
• Level 4, Investing basics: interest, compound growth, risk and reward, and get-rich-quick red flags (concepts only, no recommendations).
• Level 5, Real-world money: payslips, borrowing and credit, bigger costs and giving.
• Make it a game: XP, badges, reward ideas and 20 money challenges.
• 10 printable planners: roadmap tracker, budget planner, savings goal tracker, spending tracker, needs or wants, 30-day saving challenge, scam spotter, compound growth worksheet, family money agreement and badge page.

The details

• PDF, 32 pages, A4
• For parents and teens aged about 12 to 18
• Instant digital download. Nothing is posted.

Please note: this guide teaches general money skills. It is not financial, investment, tax or legal advice, and it does not recommend any bank, app, product or investment.